Current Market Rates Per Ounce January 06, 2009 4:47:14 PM PST USD $  CAD $ Gold (AU): 859.90  1,018.90 Silver (AG): 11.38  13.48 Platinum (PT): 970.00  1,149.35 Palladium (PD): 195.00  231.06 USD-CAD Exchange Rate: 1.185 J&M Coin & Jewellery Ltd. 127 East Broadway Vancouver, BC, V5T 1W1, Canada Tel: (604) 876-7181 Toll Free Ordering: 1-888-244-9999 Fax: (604) 876-1518 e-Mail: jandm@jandm.com Web: www.jandm.com

Why You Should Have Physical Assets Rather Than Paper Assets By Joseph Iorio, President of J&M August 31, 2007 Currency and paper money are legal tender notes of exchange that are not necessarily accepted by everyone. Anyone has the right to accept or refuse them as exchange. There is not a single government that will exchange any issued currency for physical assets of any kind. Inflation is reported to be only about 4% annually. So why are governments adding 10% to 15% annually to the money supply? In the old days, people would exchange physical goods for other physical goods and there was no doubt that you would receive something in exchange. Then came coins that were made of real metal. Now we have paper money which is paper and ink and, even worse, electronic money that doesn't even physically exist. What would you rather have if you were on a sinking ship? A seat in a life boat or a certificate promising a seat in a life boat? JOSEPH IORIO is the president and owner of J&M Coin & Jewellery Ltd, now celebrating their 40th year in the business. You can contact him at jandm@jandm.com or visit the main company website at www.jandm.com. Home | Products and Prices | Buying | Selling | FAQ | Articles | Forms | Top Website © Copyright J&M Coin & Jewellery Ltd. 2007. All rights reserved. Pricing index programming and site hosting by Sandrix Technologies Ltd. (AXD)